Finding a House

Finally, God allowed us to have a house and that is our future house. ^_^

Almost 3 months we searched a house for us but it seemed like finding a needle in haystack. We had to face so many up and down problems appeared.

It started when I knew one of my friend has an auction house that it's very cheaper for almost 200m2 area. Then, we decided to buy that house next year. We've already talked with her. However, in the middle of our way, we found it's very difficult to buy an auction house. It should be cash, in fact, we didn't have any. Then, the bank also couldn't give us any loan for that kind of auction house. SO..it meant, we needed cash.

I told this situation to my another friend. She told me not to take that house. She said, it's better if we look for another house that bank could give us loan. Then, in the end of June, we searched a house. We found it. I found what I wanted.

Again, in the middle of our journey, we faced rocks. We talked to a bank counselor and he said that we needed a great bank's account if our loans needed to be approved. In fact, our accounts were very terrible. Not qualified! Another rock, he said it's gonna be more difficult for us as we're not an employee in an office. We're an entrepreneur who had less money in our account. It's very impossible for bank gave us the loans. We're dead!

Though it's gonna be very impossible there's a little hope inside. The bank counselor said, anything can be happened. He said we need to fix our accounts in bank for 3 months. So it meant, we have a hope to have a house. Besides, my friend gave us her hand. She said she wanted to help us by making a situation that I or Ali is her employee in her baby shop. She's gonna make a salary note if the bank needed it.

Few weeks after that, we've come with another thought. How about we bought a new house from a developer? We drove our car to Pamulang, South Tangerang on August 16th. Maybe we could have another lucky this time though I know it's so far away from Jakarta.

We went to Serpong City Paradise. It's a great environment. We made a deal with the marketing person by putting our money. She gave 3 days to consider it whether we wanted the house or not. After that, we went to Serpong Jaya, near the previous one. We also put our money there as our deal with the marketing person. We went home with a new hope as they said they could help us.

It's easier to buy a house from the first hand (means from the developer) rather than from the second hand house. The bank and the developer need customers and usually they make it easier giving the loans.

The next day, we went back to Serpong and we found a house in Serpong Garden, near BSD. The marketing person gave us a house that it's very suit for me. It's a 7x12m house with a kitchen beside, it's really a dream house for me. I agreed with Ali that it's gonna be our house. When we talked about our condition {we're an entrepreneur and we didn't have any good accounts in bank}, he asked the bank counselor to come. We talked to him and he said it's very impossible for bank granted our loan but he wanted to help us.

After few days, he said that Ali's account was cleaned from checking but he said he gave up helping us as our condition was very impossible to be helped. Honestly, I was so deep upset. Why is it hard for us having a house? We just need a house for staying.

It's the first time in my life I believe in Novena. I did the Novena, need God helping us in this situation.

One day, when Ali was going to buy krupuk, he passed a street near Metro Permata. He saw a housing banner along that street. He was so curious and he came to the marketing office for asking. He told me that there's a cheap house for us to buy.

It's just like an answer from God, He made it easily. Shortly, we bought a house in Yellow Garden with 60 times payment to the developer finally. We don't need any bank as we paid it to developer and we don't need to lie to the bank. Thankfully, we afford to buy a house in the end. It's just like a miracle of NOVENA. Thanks GOD!!!